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更新日期：2018-12-31
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Peer to peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Since peer to peer lending companies offering these services generally operate online, they can run with lower overhead and provide the service more cheaply than traditional financial institutions. As a result, lenders can earn higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates, even after the P2P lending company has taken a fee for providing the matchmaking platform and credit checking the borrower. There are several such peer to peer platforms, the popular ones are lending club, Kiva and upstart.
This Guide will teach you everything you need to know about peer to peer lending and investing:
